My Master’s in Clinical Counseling from Point Loma Nazarene University gives me a strong foundation in ethical, evidence-based therapy.

My background in Communication and Media Studies from the University of Colorado has influenced how I listen and connect with others.

Together, they help me create a therapy space where conversations feel natural, clients feel understood, and real, and meaningful.

• The short answer is no. 

  The longer answer is that some Insurance companies consider Destiny an Out of Network Provider (OPN) which has influence on how and if your insurance could pay for or reimburse for your counseling sessions with her.

  Destiny cannot guarantee that your sessions will be covered in part/full by your insurance. Destiny will provide Superbills for your sessions (you can generate them Monthly in your Secure Client Portal) and it will be up to you and your insurance to your discuss coverage.

  It would be helpful for you to contact your mental health insurance coverage (sometimes it is different than your medical insurance coverage) and ask them about my credentials (below) and service codes that I use for counseling sessions (also below).

  • Destiny Bach is an Associate Marriage and Family Therapist (#152871) in California.

  • Destiny is under Clinical Supervision of Grayson Wallen, Licensed Professional Clinical Counselor (#12135) in California.

  • Destiny’s National Provider Number (NPI) is: 1700749728

  • For counseling sessions, Destiny uses the following codes:

    • Individual Counseling for 45 minutes: 90834

    • Couples/Relationship Counseling for 90 minutes: 90847 + 99355

  ATTENTION COUPLES: It’s important to consider that most health insurance companies do not reimburse for relationship problems or general self improvement and require a mental health diagnosis to justify the medical necessity and your treatment (thus reimbursement for your counseling). So if you hope to get your treatment paid for or reimbursed for, you will often need to be given a mental health diagnosis. I do not assign a diagnosis where there is not one so that you can get treatment paid for or reimbursed.

  For those not using insurance, please check out the details I have posted on the Good Faith Estimate and rates for my counseling services.

Great questions to ask your insurance provider if you are hoping to use your coverage for counseling costs:

• Does my plan cover counseling services provided by an out-of-network mental health providers?

• Who qualifies as an out-of-network mental health provider?

  • Destiny Bach is an Associate Marriage and Family Therapist (#152871) in California.

  • Destiny is under Clinical Supervision of Grayson Wallen, Licensed Professional Clinical Counselor (#12135) in California.

  • Can I use my insurance to reimburse for these sessions?

• What is the deductible I have to meet before coverage to an out-of-network provider benefits start?

• How much will my plan reimburse me after my deductible has been met?

• How many counseling sessions does my plan cover in a year? How many sessions do I have left?

• How do I submit the receipt (or Superbill) that I have for my sessions in order to receive reimbursement?

• What is the timeline for my claim? How fast/soon after sessions do I need to submit to make sure I get reimbursed?